Programs in Smithfield
SBA Loans
Low-rate, long-term SBA 7(a), Express & 504 financing.
In Smithfield →Working Capital Loans
Fast capital to cover operations and growth.
In Smithfield →Business Line of Credit
Revolving capital you draw only when you need it.
In Smithfield →Invoice Factoring
Sell invoices for immediate cash.
In Smithfield →Equipment Financing
Fund equipment, keep your cash.
In Smithfield →Merchant Cash Advance
Advance against future card sales.
In Smithfield →Short-Term Business Loans
Quick-turn capital paid back over months.
In Smithfield →Small Business Loans
Right-sized funding for local small businesses.
In Smithfield →Business funding in Newport News, by the numbers
- The U.S. is home to more than 33 million small businesses. (SBA Office of Advocacy)
- Most firms applying for financing seek $100K or less, per the Fed's Small Business Credit Survey. (Federal Reserve)
Reviewed July 2026 · figures link to primary sources.
